Open now · Built for RIAs

An intelligent operating system for professionals.

One client database built to run thousands of portfolios, not a single-client spreadsheet — with AI-based data extraction to bring your existing book in, and reports carrying your brand, not S4PMIA's. Built specifically for portfolio managers and investment advisors, not adapted from something generic.

Get started → See pricing

Data handled with privacy by design, from the ground up.

ThousandsClient portfolios it's built to run
AI-AssistedClient data extraction & onboarding
4Branded reports per client: model, debt, insurance, family
The problem today

Running a book across spreadsheets doesn't scale.

Every new client means another workbook, another manual calculation, another unbranded PDF.

Today
  • A separate Excel file per client
  • Tax, insurance and allocation checked by hand
  • Reports that don't carry your firm's brand
  • No single view across your whole book
With S4PMIA
  • One system, every client, one login
  • Tax, debt and insurance checks built in
  • Branded PDF reports, your logo and firm name
  • A dashboard across your entire client book
What's inside

Built around what an advisor actually does.

01
Multi-Client Portfolio Tracking Every client's income, expenses, portfolio and goals, saved and reopened anytime.
02
Reports With Your Brand PDF reports carrying your firm's logo and name, not S4PMIA's.
03
Tax & Regime Planning Old vs. new regime comparison for every client, plus a complimentary standalone tax calculator for your clients.
04
Debt & Insurance Modules Loans ranked by their true cost. For insurance, the cover gap: what the client holds against what their income suggests. Policy papers can be read straight in.
05
Risk & Resilience Meters A clear read on how exposed a client's plan is, plus an opportunity screener to flag what's being left on the table.
06
AI-Based Data Extraction Drop in client papers (forms, loan statements, tax returns, bank statements, insurance policies, or an Excel file) and the figures fill in for you to check. Reading runs on your firm's own AI account. Papers are read once and never kept.
07
Let Clients Fill It In Themselves Ready-made forms your clients fill in on their own phone: risk, finances, loans, family, and income & tax. They send you the PDF. Drop the family, income & tax or risk form into S4PMIA and the figures fill in.
08
Every Analysis, One Protected System Risk, portfolio, debt and tax — the full picture for every client, run on data that's protected the same way, every time.
09
Set Your Approach Once, Done Forever Pick how you like to judge risk and debt — Conservative, Typical or Liberal — once per client. From there, it's automatic, every time.
10
Family View Group clients into a family and get one combined picture and one family report.
11
Risk Profile A client risk assessment built from their real numbers, a questionnaire and their own view, kept on your screen.
12
Connect Your Own AI Ask your own AI assistant about your clients and have it prepare new clients or changes as drafts. Nothing changes until you confirm.
See it for yourself

Real reports, made by the app.

Findings stay on your screen for your own judgement. What your client receives sticks to the facts, with your firm’s name and logo on it. These samples were made for invented clients.

Request the Full PDFs →
Real Output Financial Model Report preview
Financial Model ReportIncome, tax, portfolio, risk & retirement — for Rohan Deshmukh
Real Output Debt Situation Report preview
Debt Situation ReportLoans ranked by true cost
Real Output Tax Regime Comparison preview
Tax Regime ComparisonOld vs. new regime, line by line, showing which means lower tax
Included tools

Two tools that come with S4PMIA.

Client forms

Forms your clients fill in on their own phone: risk assessment, finances, loans, family, income & tax, and a list of papers to gather. Your firm's name is on every form and PDF, and the risk assessment can be set up your way.

altform.s4pmia.com →

Free tax calculator

Old vs. new tax regime, line by line. Share it with clients; the report carries your firm's name.

tax.s4pmia.com →
Pricing

One plan. Everything included.

Billed yearly. Prices are final, no extra taxes. Pay online and I'll set your firm up personally.

View Terms of Service View Privacy Policy
Everything included

S4PMIA

₹30,000 / year
for up to 3 advisors
  • Every client in one place: model, debt, insurance, risk and Family View
  • Branded reports with your logo and firm name
  • Drop in client papers and the figures fill in (runs on your firm's own AI account)
  • Connect your own AI assistant
  • Client forms with your firm's name, including the risk assessment
  • Free tax calculator to share with clients
Buy now → Prefer to talk first? Message me on WhatsApp
Same plan, more people

Bigger teams

AdvisorsPrice per year
1–3Included
4–10+ ₹5,000 for each extra advisor
11 or moreCustom price — talk to me

Example: 10 advisors = ₹65,000 a year.

Add-on

Setup, done for you

I set up the tools around S4PMIA for your firm and hand them over.

  • Your AI account set up with a spend limit, connected to S4PMIA
  • WhatsApp Business: greeting, away message and quick replies
  • An invoice system
  • Storage for client papers
  • Basic search set-up: Google Business Profile, page titles and descriptions
₹50,000One-time
Buy setup → Questions? Message me

Built and operated by Aayush Parihar — the same person behind aayushdoesfinanxe.com's bespoke 1:1 financial modelling service. S4PMIA is the system built to run that same rigor across an advisor's entire book.

Visit aayushdoesfinanxe.com → Talk to Aayush →
Open now I set up each firm personally
Talk to Aayush →
Questions

Frequently asked.

Is this the same as the 1:1 modelling service?

No. aayushdoesfinanxe.com's bespoke service is a one-off engagement for individuals. S4PMIA is software an advisor runs their entire client book on, day to day.

How does pricing work for bigger firms?

Up to 3 advisors is ₹30,000 a year. Each extra advisor up to 10 is ₹5,000 a year. For 11 or more, message me for a price.

Can several people share one sign-in?

No. Each advisor gets their own sign-in.

How do I get access?

Message me on WhatsApp and I'll set your firm up personally.

What happens after I pay?

You get an email receipt. I then set up your firm, add your logo and colours, and send your sign-in link.

Where does my clients' data go?

Client data is stored encrypted. Papers you drop in are read once and never kept. Reading runs on your firm's own AI account, billed to you directly. Built with privacy by design.

GRIEVANCE OFFICER

For any complaint or question about how your data is collected, stored, or used through S4PMIA, contact the Grievance Officer at grievance@s4pmia.com.

Before you continue

S4PMIA's Terms of Service and Privacy Policy apply to advisors using the platform — quick check before we continue.

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